On behalf of Jon Michael Smith | Sep 8, 2020 | uninsured/underinsured auto insurance claims
In many ways, insurance is a safety net for Texans when they hit the road in their vehicles. If there is an accident, it is comforting to know that an insurance policy is likely to compensate them for property damage, injuries and even death if they are unfortunate...
On behalf of Jon Michael Smith | Aug 17, 2020 | uninsured/underinsured auto insurance claims
A car accident can be a traumatic event in a Texas resident’s life, and the challenges of the experience can be compounded if the responsible party leaves the scene of the collision. When a driver is involved in a car accident and leaves without communicating with the...
On behalf of Jon Michael Smith | Jun 29, 2020 | uninsured/underinsured auto insurance claims
Austin is the heart of the Lone Star State. It is the hub of state government, Texas’s flagship university, an entertainment epicenter, and quickly becoming a mini-Silicon Valley. With all of this prosperity and activity though, comes vehicles. Thousands of vehicles...
On behalf of Jon Michael Smith | May 14, 2020 | underinsured-auto-insurance-claims, uninsured/underinsured auto insurance claims
While no one expects to get into a car accident, Texans who find themselves in just such a quandary may feel relieved that they have the necessary auto insurance coverage, and, they assume, so does the other driver. However, this isn’t always the case. Sometimes a...
On behalf of Jon Michael Smith | Apr 2, 2020 | uninsured/underinsured auto insurance claims
The main purpose of uninsured and underinsured motorist coverage is to foot the bill if someone else causes your crash and they have no insurance. Ideally, this protects you from needing to pay for these costs out of pocket, as you might need to if you only had...
On behalf of Jon Michael Smith | Jan 31, 2019 | underinsured-auto-insurance-claims, uninsured/underinsured auto insurance claims
In many automobile accidents that do not involve significant injury, the drivers involved exchange insurance information. However, you might be struck on a Texas road by a driver who possesses no insurance. The driver may not even stop to provide information and will...
On behalf of Jon Michael Smith | Oct 24, 2018 | underinsured-auto-insurance-claims, uninsured/underinsured auto insurance claims
Being struck on a Texas road by a driver who does not possess insurance can be a true burden for the driver who was wronged, as the other motorist’s lack of coverage can make receiving compensation harder. But what does it mean if a driver is underinsured? While...
On behalf of Jon Michael Smith | Aug 29, 2018 | underinsured-auto-insurance-claims, uninsured/underinsured auto insurance claims
The upside of rejecting uninsured motorist insurance in Texas is obvious to many people: it would likely reduce monthly auto insurance bills. The disadvantages of opting out are probably greater in most cases, although they could prove somewhat more difficult to...
On behalf of Jon Michael Smith | Apr 11, 2018 | underinsured-auto-insurance-claims, uninsured/underinsured auto insurance claims
Getting struck by a motorist who does not carry the proper insurance can add more frustration and anger on top of the damage your automobile has sustained. After all, the law requires motorists to carry insurance in the event of an accident, so it feels...
On behalf of Jon Michael Smith | Feb 26, 2018 | underinsured-auto-insurance-claims, uninsured/underinsured auto insurance claims
If another vehicle hits your vehicle in Texas, you have the right to assume they carry proper insurance coverage and can pay for any damages. It is normal to expect the person at fault to cover expenses of an accident, but in some cases, the person that hits you may...
