You may not know how common hit-and-run car crashes have become in the United States. However, according to the Texas Department of Insurance, a hit-and-run car accident occurs every 43 seconds in the United States. That is a shocking statistic. Required car insurance...
uninsured/underinsured auto insurance claims
Auto insurance and accidents with young drivers
In Texas, younger drivers are an understandable concern to others on the road. Because they are so new to driving and lack experience with sharing the road, behaving safely, navigating poor weather and tend to be reckless, auto collisions are common. When they are in...
What does uninsured motorist coverage help with?
Being hit by a negligent driver is bad enough but being hit by a driver who does not have insurance can be worse. According to a 2021 report from the Insurance Research Council, one in eight drivers does not carry insurance. Uninsured and underinsured motorist...
Why your uninsured motorist claim may be denied
A car accident can occur in the blink of an eye, leaving you injured, your car damages, and your emotions frayed. After the dust settles, you might breathe a sigh of relief knowing that you have uninsured or underinsured motorist coverage. But the sad reality is that...
Do Texas delivery drivers need specific types of auto insurance?
With the status of the economy in flux and many Texans struggling to make ends meet, a growing number have turned to work in which they are using their vehicles or an employer’s vehicle to make deliveries. This is an honest day’s work and can be useful as a primary...
Dealing with auto insurance claims if no one takes responsibility
When driving in Texas, having auto insurance is a fundamental necessity. This is the law and it is for the safety of the driver, passengers and others on the road. When paying the insurance company premiums, there is an understandable expectation that if there is an...
A deeper look at uninsured/underinsured auto insurance
As readers of this blog are aware, we are no stranger to uninsured/underinsured auto insurance claims. Indeed, if readers browse through our articles, they will see several posts on just this topic. However, today’s post will be a deeper dive into...
What types of auto accidents require uninsured or underinsured claims?
Getting into a car accident can be a traumatic event for a Texas resident. When they or their passengers suffer injuries and losses, a motor vehicle accident can become both a financial hardship and a personal tragedy. The problems associated with a motor vehicle...
When an uninsured motorist insurance claim can be filed
When Texas drivers take to the road, they most likely are not thinking about each and every risk associated with driving. While most motorists drive safely on the roadways, this does not rid the roads of accidents. Thus, when an automobile collision occurs, a motorist...
A basic overview of uninsured/underinsured auto insurance
While many states in the U.S. require motorists to carry auto insurance, the fact of the matter is that some people do not. According to the Insurance Research Council, approximately one in eight motorists do not have an auto insurance policy. So, what happens if you...