As a responsible driver, you have likely invested in underinsured and uninsured motorist (UM/UIM) coverage to protect yourself on the road. However, if you ever need to file a claim, the process may not be as straightforward as you’d hope. To help avoid delays, it is...
Driving in Austin means dealing with a harsh truth: Many drivers break the law by not having proper car insurance. The Texas Department of Insurance reports that one in five Texas drivers hits the road without insurance. This puts you at risk every time you get behind...
Texas requires all drivers to show proof that they can pay for accidents they might cause. Most drivers fulfill this requirement by buying auto liability insurance, which can cover medical bills, property damage and other expenses. However, the Texas Department of...
A multicar pileup on I-35 in Austin leaves several people injured, and the driver responsible has no insurance. This scenario, while alarming, isn't uncommon on Austin's busy roads. When an uninsured driver causes harm to multiple people, it creates a complex...
Being involved in a hit-and-run accident is stressful enough, but the stress increases when the responsible driver has no insurance coverage. Knowing your rights and the steps you must take can help you manage this challenging scenario effectively. Texas laws and your...
Imagine being involved in a severe car accident, only to learn that the at-fault driver does not have insurance. You are left with mounting medical bills, lost wages and a sense of uncertainty about how you will recover from your injuries. This scenario is all too...
In our state, driving without proper insurance coverage is illegal and carries severe consequences. This post explores how Texas deals with uninsured and underinsured drivers, the penalties they face and the options available to car accident victims. Uninsured and...
According to the Insurance Information Institute, Texas has relatively few uninsured motorists on its roads when compared to other states. However, there are still enough people driving without insurance in this state to present a serious economic problem for both...
Texas requires all drivers to carry proof that they can cover the costs of any accident they might cause while behind the wheel. This means all drivers are required to carry auto insurance. In theory, this means if you are injured in a motor vehicle accident caused by...
If you live here, you probably know that this state requires all drivers to have a minimum amount of car insurance to cover the damage and injuries they cause to others in a car accident. However, not everyone follows Texas law, and some drivers may have insurance...
