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February 2018 Archives

What happens when you get hit by someone with no insurance?

If another vehicle hits your vehicle in Texas, you have the right to assume they carry proper insurance coverage and can pay for any damages. It is normal to expect the person at fault to cover expenses of an accident, but in some cases, the person that hits you may not have insurance. If this happens, you may feel upset and be unsure what to do. After all, it was not your fault the accident occurred, so why should you have to pay for the damages?

3 reasons your homeowner's insurance provider may deny your claim

If you own property in the Austin area, chances are high that you have an insurance policy on it. You purchase homeowner's insurance for peace of mind against the unexpected. As long as you pay your premiums, you expect your insurer to cover damage that occurs from fire, storms and other covered catastrophes. You do not anticipate the need to ever file a claim, but you know that it might become unavoidable at some point. 

How can I increase my chances of winning a ERISA suit?

At times, Texas employees may file a claim with their insurer only to see it denied. If your insurance plan is covered by the Employee Retirement Income Security Act of 1974 (ERISA), this law provides for you to sue your insurance company in court to try and claim benefits you believe are unjustly being withheld from you. According to Findlaw, however, a plaintiff may miss out on convincing a judge of his or her claim if the judge does not receive the proper documentation.

Life insurance companies may cut costs at your expense

Families depend on life insurance to survive if something were to happen to one or more breadwinners. Collecting benefits can be the only comfort in a time of mourning and uncertainty. However, some families discover the unfortunate truth: many insurance companies attempt to avoid paying this vital support.

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Jon Michael Smith Attorney

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Austin, TX 78731

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