When you switch jobs in Texas, your health issues can affect your new benefits plan. This matters most to workers in Austin's growing job market, where changing employers happens often. Here's how pre-existing conditions affect your ERISA claims. What counts as a...
You've paid into your benefits plan for years. You've followed all the rules. But when you need it most, your ERISA claim is denied. This shock may hit you like a punch to the gut. You’re left wondering: Why is this happening to me? ERISA, or the Employee Retirement...
If you have an employee benefit plan, it should follow the minimum standards set by the Employee Retirement Income Security Act of 1974 (ERISA). This federal law aims to protect the interests of employees and their beneficiaries by setting standards for retirement and...
Austin residents may hardly think about their health insurance as they go about their daily lives. They may glance over their Explanation of Benefits and just pay what the provider says the provider is owed. But in a major health crisis or after a serious injury,...
ERISA -- the Employee Retirement Income Security Act of 1974 -- is designed to protect workers who have employer-sponsored retirement benefits and health plans. One way it does this is by imposing minimum standards on these plans. ERISA also protects the rights of the...
As our readers know, we tend to do things differently in the Lone Star State. And, this may lead one to wonder whether ERISA claims are treated differently in Texas too. What is ERISA? ERISA is the federal law regulates employee benefit plans. Benefit plans include...
The Employee Retirement Income Security Act of 1975 (“ERISA”) is a federal statute that was passed to ensure the fair treatment of employees who are covered by an employer-funded health and disability insurance plan. The federal law does not directly provide any...
On March 23, 2023, the House of Representatives failed to achieve the two-thirds majority required to override a veto by President Biden of a bill allowing retirement fund managers to consider specific factors in investments. A Labor Department ruling in 2020 required...
Many people in Austin receive their health insurance through their employers’ health plan options. Many of these health insurance plans are governed by the Employee Retirement Income Security Act (ERISA). Like any health insurance plan, there are different coverage...
Many employees treat health insurance plan paperwork as they do heat and air conditioning: They disregard them until an emergency arises. A federal law known as the Employee Retirement Income Security Act (ERISA) regulates employer-provided health insurance. Though...
