On behalf of Jon Michael Smith | Jan 22, 2020 | erisa claims
The Employee Retirement Income Security Act provides structure and oversight for private retirement plans and health plans. The federal government enacted this law in 1974. As with anything, things changed with retirement plans and within the employment field that led...
On behalf of Jon Michael Smith | Oct 7, 2019 | erisa claims
Although you may not have heard of it before, ERISA is a federal law that likely affects you if you receive employment benefits. ERISA stands for the Employee Retirement Income Security Act, which took effect in 1974. Despite the name, ERISA also applies to health...
On behalf of Jon Michael Smith | Aug 14, 2019 | erisa claims
When you need to file a claim for your employee insurance benefits in Texas, it may fall under the Employee Retirement Income Act of 1974, also known as ERISA. While ERISA was intended to protect employees by compelling employers to responsibly manage their benefits,...
On behalf of Jon Michael Smith | Jun 4, 2019 | erisa claims
You have worked your whole life and, as you near retirement, you are depending on the benefits you earned through your pension or employment-based plans for support. Accessing these benefits, however, is not as simple as just retiring from your job. Therefore, you...
On behalf of Jon Michael Smith | May 31, 2019 | erisa claims
Disability payments are essential for employees to maintain their standard of living after they are unable to work due to a workplace injury. Unfortunately, not all employer insurance companies in Texas wish to pay what is owed to the employee. When the company denies...
On behalf of Jon Michael Smith | Dec 7, 2018 | erisa claims
There is good healthcare available in Texas, but it is unlikely you would be able to easily handle the cost on your own. Your employer’s group health care plan provides a crucial safety net: If you or your family members were to get injured or fall ill, the...
On behalf of Jon Michael Smith | Nov 19, 2018 | erisa claims
As a resident of Texas who has a long-term disability insurance policy through your place of employment, chances are, the tenets of the Employee Retirement Income Security Act of 1974 apply to your policy. Therefore, if you file a claim and receive a denial in...
On behalf of Jon Michael Smith | Sep 14, 2018 | erisa claims
Employers typically present group healthcare plans as important employee benefits during the hiring and contract negotiation processes. Unfortunately, Texas insurers are not always enthusiastic about paying up — even when the people make claims...
On behalf of Jon Michael Smith | May 25, 2018 | erisa claims
Anyone who has received health insurance benefits from an employer in Texas has probably benefited — indirectly, at least — from the Employee Retirement Income Security Act of 1974. Some have also taken advantage of a prominent amendment to this...
On behalf of Jon Michael Smith | Mar 15, 2018 | erisa claims
Being laid off in Texas can cause a person to fret about providing for one’s self in the future. For example, if you possess a retirement pension at your job, one of your concerns may be whether you can maintain that pension or if you can at least collect on the...
