On behalf of Jon Michael Smith | Aug 3, 2020 | erisa claims
The Employment Retirement Income Security Act (ERISA) protects the rights all Texas workers who are covered by a pension plan or a health insurance plan issued by their employer. ERISA mandates the obligations of the employer and the insurer who has issued the plan at...
On behalf of Jon Michael Smith | Jun 1, 2020 | erisa claims
Many of our readers in Texas may not be familiar with the Employee Retirement Income Security Act of 1974, which is commonly referred to as “ERISA.” This law was enacted to help employees who have insurance coverage options, as well as other important benefits,...
On behalf of Jon Michael Smith | May 4, 2020 | erisa claims
A job is a necessity for most Texas residents, but not everyone wants to work until the end of their life. As such, many individuals save, invest, and utilize work-provided retirement accounts to plan for their non-working futures. When a private employer provides a...
On behalf of Jon Michael Smith | Jan 22, 2020 | erisa claims
The Employee Retirement Income Security Act provides structure and oversight for private retirement plans and health plans. The federal government enacted this law in 1974. As with anything, things changed with retirement plans and within the employment field that led...
On behalf of Jon Michael Smith | Oct 7, 2019 | erisa claims
Although you may not have heard of it before, ERISA is a federal law that likely affects you if you receive employment benefits. ERISA stands for the Employee Retirement Income Security Act, which took effect in 1974. Despite the name, ERISA also applies to health...
On behalf of Jon Michael Smith | Aug 14, 2019 | erisa claims
When you need to file a claim for your employee insurance benefits in Texas, it may fall under the Employee Retirement Income Act of 1974, also known as ERISA. While ERISA was intended to protect employees by compelling employers to responsibly manage their benefits,...
On behalf of Jon Michael Smith | Jun 4, 2019 | erisa claims
You have worked your whole life and, as you near retirement, you are depending on the benefits you earned through your pension or employment-based plans for support. Accessing these benefits, however, is not as simple as just retiring from your job. Therefore, you...
On behalf of Jon Michael Smith | May 31, 2019 | erisa claims
Disability payments are essential for employees to maintain their standard of living after they are unable to work due to a workplace injury. Unfortunately, not all employer insurance companies in Texas wish to pay what is owed to the employee. When the company denies...
On behalf of Jon Michael Smith | Dec 7, 2018 | erisa claims
There is good healthcare available in Texas, but it is unlikely you would be able to easily handle the cost on your own. Your employer’s group health care plan provides a crucial safety net: If you or your family members were to get injured or fall ill, the...
On behalf of Jon Michael Smith | Nov 19, 2018 | erisa claims
As a resident of Texas who has a long-term disability insurance policy through your place of employment, chances are, the tenets of the Employee Retirement Income Security Act of 1974 apply to your policy. Therefore, if you file a claim and receive a denial in...
