Imagine being involved in a severe car accident, only to learn that the at-fault driver does not have insurance. You are left with mounting medical bills, lost wages and a sense of uncertainty about how you will recover from your injuries. This scenario is all too...
You’ve diligently paid your insurance premiums, so when the time comes to rely on your policy, you expect the insurance company to be there for you. Yet, insurance companies are in the business of making money, and it’s hard for them to do that when they regularly...
Experiencing a car accident and finding out the at-fault driver has no insurance can be extremely frustrating. This is especially true because Texas law mandates that all drivers maintain a minimum level of Personal Injury Protection and auto insurance coverage....
Recently in this blog, we discussed how climate change and natural disasters are contributing to a crisis in homeowners insurance. In this blog post, we will address how many of the same issues are affecting farmers. As reported recently in the Texas Tribune,...
In recent years, parts of the United States have experienced many staggeringly expensive natural disasters, including wildfires, floods, storms and more. In 2023, Texas experienced 16 disasters in which the cost was $1 billion or more. This was highest number of...
On its website the National Centers for Environmental Information's has a map noting every billion-dollar weather-related disaster in the United States so far in 2023. Calling a disaster a billion-dollar event means its damages are estimated to cost $1 billion or...
Like every other state, Texas has a regulator in charge of making sure insurance carriers and others in the insurance business follow the laws and regulations in this state. In this role, they also have some authority to advocate for policyholders and to enforce some...
Any Texas resident who has had to interact with an insurance company before on a claim probably knows that the potential difficulty in that situation cannot be overstated. Although we all pay for insurance policies for a variety of reasons – car insurance, life...
Texas families and businesses frequently purchase liability insurance. In many cases, they must do so. Everyone who drives on Texas’s roads has to have automobile liability insurance. Personal liability insurance or commercial liability insurance may be required by...
After the chaos and tumult of a motor vehicle accident, you might feel duly overwhelmed with all that there’s to do, to recoup and regroup, and it’s a lot. At the same time, it’s imperative to be cognizant of what NOT to do. Otherwise, you might significantly...
