In recent years, parts of the United States have experienced many staggeringly expensive natural disasters, including wildfires, floods, storms and more. In 2023, Texas experienced 16 disasters in which the cost was $1 billion or more. This was highest number of...
Insurance Coverage
Homeowners insurance is crucial in Texas
On its website the National Centers for Environmental Information's has a map noting every billion-dollar weather-related disaster in the United States so far in 2023. Calling a disaster a billion-dollar event means its damages are estimated to cost $1 billion or...
How can the Department of Insurance help me?
Like every other state, Texas has a regulator in charge of making sure insurance carriers and others in the insurance business follow the laws and regulations in this state. In this role, they also have some authority to advocate for policyholders and to enforce some...
Is bad faith part of your denied insurance claim?
Any Texas resident who has had to interact with an insurance company before on a claim probably knows that the potential difficulty in that situation cannot be overstated. Although we all pay for insurance policies for a variety of reasons – car insurance, life...
If you’ve been sued, your insurer may have to defend you
Texas families and businesses frequently purchase liability insurance. In many cases, they must do so. Everyone who drives on Texas’s roads has to have automobile liability insurance. Personal liability insurance or commercial liability insurance may be required by...
10 ways to sabotage your insurance claim
After the chaos and tumult of a motor vehicle accident, you might feel duly overwhelmed with all that there’s to do, to recoup and regroup, and it’s a lot. At the same time, it’s imperative to be cognizant of what NOT to do. Otherwise, you might significantly...
Reasons why a life insurance claim may be denied
Texas residents often purchase life insurance to provide financial security for their loved ones after their death. They may intend for it to be used to replace their salary, for a child’s education or for future savings. Unfortunately, when it comes time for a loved...
Know the required time limits for commercial insurance claims
Texas business owners know that having a good commercial insurance policy is extremely important, and one of the best ways to protect their business. When an unexpected event occurs that causes your business to suffer damage or losses, your commercial insurance policy...
Do I need uninsured auto insurance?
Most Austin area drivers will be in at least one car accident during their driving career. Although these accidents are not planned, they can cause serious injuries for car accident victims. Usually, the insurance company of the at-fault driver will take care of...
Austin’s traffic fatalities will probably increase from 2020
The number of people killed on the roads in and around Austin is on track to be higher this year than it was in 2020. Recent traffic accidents pushed the city’s number of fatalities to 91. Even with over two months to go, this is already a higher number than the...