On behalf of Jon Michael Smith | Sep 2, 2020 | long-term disability insurance claims
Frustration, anger and heartache often arise among people who suffer from cognitive impairment. They have difficulty thinking, understanding instructions, remembering details, learning new things and making decisions. Not only can cognitive impairment affect their...
On behalf of Jon Michael Smith | Aug 25, 2020 | long-term disability insurance claims
No one wants to consider the possibility of becoming severely ill or seriously injured, resulting in the ability to work; however, it is a possibility for any working adult in Texas and elsewhere. Thus, when one is met with this troubling fate, it is imperative to...
On behalf of Jon Michael Smith | Jun 12, 2020 | long-term disability insurance claims
Sudden and unexpected tragedies are an unfortunate reality of life. If you’ve had the foresight to secure long-term disability insurance, then you’re ahead of most people. Yet, far too often insurance companies either delay short- and long-term disability payments or...
On behalf of Jon Michael Smith | Apr 14, 2020 | long-term disability insurance claims
Texans buy insurance for many different purposes: to protect their home and property from unanticipated loss, to make sure they have health care when they need it and to protect their family in case of the untimely death of the breadwinner. A less common type of...
On behalf of Jon Michael Smith | Mar 23, 2020 | long-term disability insurance claims
For Texas residents, you have short and long term disability if you need it. But which one works best for your unique situation? How can you tell which one applies to you? Today we will look at the answers to these questions. We will look into whether long or short...
On behalf of Jon Michael Smith | Feb 27, 2020 | long-term disability insurance claims
Are you a disabled Texan whose injuries came from work? You have options when pursuing disability insurance. Today we will focus on long term and short term disability. Each has its own purpose. Each has pros and cons. Each can suit different situations well depending...
On behalf of Jon Michael Smith | Feb 14, 2020 | long-term disability insurance claims
There may come a time where you need to help your loved one apply for disability benefits. To help with a person’s application, you could be a relative, friend, employer or even a member of an advocacy group. According to the SSA, you can assist a person with his or...
On behalf of Jon Michael Smith | Oct 19, 2019 | long-term disability insurance claims
Texas residents like you who have been disabled in an incident may be seeking Social Security disability benefits. However, there are several things you need to be aware of before pursuing this. For example, Social Security defines disabilities in a very specific way,...
On behalf of Jon Michael Smith | Oct 14, 2019 | long-term disability insurance claims
You carry many insurance policies with the hope that you will never have to use them. If you have a long-term disability insurance policy, you probably never want to have to use it, but having it is a blessing when you do need it. It is there to help you out when you...
On behalf of Jon Michael Smith | Jul 1, 2019 | long-term disability insurance claims
One way long term disability coverage defines disability is through the various ways your disability limits your options for returning to work. Some policies will pay out if your disability only prevents you from working at your current job. Other policies, however,...
