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March 2018 Archives

Tactics insurance companies use to delay or deny claims

When you become ill or injured, or your property sustains damage, you look to your insurance provider to cover the cost of care or repair. After all, the whole point of having an insurance policy is to prepare for the time when an accident happens and you need that money back to pay for expenses.

Choosing between pension annuities or lump sums

Being laid off in Texas can cause a person to fret about providing for one's self in the future. For example, if you possess a retirement pension at your job, one of your concerns may be whether you can maintain that pension or if you can at least collect on the assets from it. Thanks to the Employee Retirement Income Security Act of 1974 (ERISA), basic protections for your pension are in place, although whether you can cash out your pension or maintain is still up to the employer who first set up your pension.

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Jon Michael Smith Attorney

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