Texas weather can wreak havoc on our homes and cars. When disaster strikes, we count on our insurance to help us recover. But what if your claim seems to drag on? Knowing when to call your claim "delayed" in Texas can help protect your rights and get fair treatment. ...
When your home is damaged, you might breathe a sigh of relief knowing that you have homeowner’s insurance. Yet, all too often claims filed under these policies are denied. If this happens to you, you can be left with thousands of dollars in needed repairs. You might...
When you've been injured or suffered a loss, the last thing you expect is for your insurance company to turn its back on you. But that's what happens when they deny your claim. You've paid your premiums and played by the rules, and now you're left feeling frustrated,...
We’ve discussed insurance bad faith on this blog in the past. It’s a real problem, and one that can have tremendous financial implications for those affected by it. While there are legal steps you can take to try to hold an insurance company accountable for its bad...
As Texans know, insurance coverage has never been more important. We use it for our homes, cars, life and health. But, many may not know that you can even use it for your business too. Business interruption coverage stands can be a crucial safety net for businesses....
Many insurance policies are sold on the premise that purchasing the policy will remove all stress from the insured’s future. Unfortunately, insurance sellers are not as forthcoming about the possibility of the insurer denying a claim as they are about the supposed...
Making a claim to your homeowner’s insurance is nerve-wracking. You worry about being denied, and you worry about the effect on your insurance costs. However, you may not think about how supplemental costs are handled. Once your homeowner’s insurance claim in Texas...
We've all been hearing a lot about artificial intelligence over the past few years. Much of this discussion concerns AI-generated imagery and its implications for art, entertainment and news. We sometimes fail to notice how the technology is already at work in some...
Most businesses that purchase liability insurance policies expect the insurer to provide a defense if the policy holder is sued for a negligence act. In the mind of most insureds, the duty to defend is the same as the duty to indemnify. Unfortunately, the two...
Our readers in Texas understand the basic concept of an insurance policy: the policyholder pays regular premiums and the insurance company pays any valid claims when necessary. Most people in Texas have home insurance, car insurance, health insurance, life insurance...
