Austin residents rely on their jobs to provide for themselves and their families. When people suffer injuries or illnesses and cannot work, it can create a very difficult position while they recover. Workers’ compensation benefits can help in cases involving...
delayed and denied insurance claims
How to appeal a health care insurance denial
When health insurance works as it should, you don't have to spend much time thinking about it. You show your insurance card, see your doctor, pay any necessary copay, and go on your way. But when health insurance doesn't work as it should, it can be a nightmare. One...
Beware of insurance fraud scams
You depend on insurance to be there when you need it most. You may require expensive medical care, incur unexpected home repair costs following a storm or require disability coverage after an injury. Unfortunately, insurance fraud is a growing issue in Texas that...
Bad faith insurance claims under Texas law
If you are engaged in a dispute with an insurance company, you know how frustrating the situation can be. Insurance companies are experienced and highly skilled in finding ways to deny claims or to pay out less than their policyholders deserve. When you are in that...
Recovering damages after an accident involving an underinsured driver
Even the most careful drivers may end up involved in an accident at some point in their lives. That is why drivers in the state of Texas must carry insurance, including at least $2,500 of personal injury protection coverage, to cover accident-related injuries and...
Can I file a claim for damages due to winter power outages?
Has the power grid in Texas really been fixed? Will we experience grid failures like the one in the fatal deep freeze of 2021 that left Texans without power and in the cold for days? This is a debatable question. When extreme weather causes frozen pipes or power...
What do I do if my submitted insurance claim was denied?
If you have submitted a medical insurance claim and it was denied, you will want to appeal the denial. The process of the insurance company is that they will review your coverage for medication, service or treatment, either prior to or after you file your claim. If...
Fighting bank against denied health insurance claims
It is no secret that health care costs in Texas are high and increasing each year. Without health insurance coverage, a single illness or injury can lead to financial ruin. Families pay insurance premiums each month expecting coverage when they become sick or injured....
Understanding the SSDI appeals process
The Social Security Administration (SSA) readily admits that most first-time applications for Social Security Disability Insurance benefits (SSDI) are denied. However, the regulations promulgated by the SSA specify several different levels of appeals that are...
Should you pack travel insurance?
Booking a trip has become more complicated and riskier over the last two years. Having insurance covering your travel can be a reasonable precaution against the unexpected, but insurance does not guarantee a refund and may be accompanied by lots of paperwork and...