It is no secret that health care costs in Texas are high and increasing each year. Without health insurance coverage, a single illness or injury can lead to financial ruin. Families pay insurance premiums each month expecting coverage when they become sick or injured....
The Social Security Administration (SSA) readily admits that most first-time applications for Social Security Disability Insurance benefits (SSDI) are denied. However, the regulations promulgated by the SSA specify several different levels of appeals that are...
Booking a trip has become more complicated and riskier over the last two years. Having insurance covering your travel can be a reasonable precaution against the unexpected, but insurance does not guarantee a refund and may be accompanied by lots of paperwork and...
A denied health insurance claim can feel like a punch to the gut. Expenses that you hoped would be covered are now dumped on you with the expectation that you’ll pay quickly and, if you’re like most Americans, you don’t have thousands of extra dollars sitting around...
People have various types of property, which have various values. Property that is not very expensive may not be very important for people, but most people take precautions to protect their valuable property. To help protect the property, it is common for people to...
Remain open—this is perhaps the most important thing when a business suffers from damage. But sometimes, you can’t and, while your business is shut down, you’re losing money. Business interruption coverage exists for these situations and understanding the different...
Many Texas residents depend on long-term disability benefits to support themselves and their families when they can no longer work. Unfortunately, the process for applying for these benefits is often complicated and even the strongest applications can be denied....
It is no exaggeration to say that driving on a public road has become increasingly hazardous for Texans in recent years. Not only must drivers navigate crowded streets to run daily errands, commute to work, or travel for vacation or to visit family, but they must do...
Dealing with an insurance company can be a nightmare. You oftentimes have to navigate complex and confusing policy terms, and your insurance or someone else’s insurance who is going to cover your losses may be challenging to work with. As a result, you can see...
Your health insurance company is supposed to take care of you when you get injured or sick, right? While that’s certainly the hope, the sad reality is that many times insurance companies deny or delay paying claims. After all, they’re in the business of making money,...
