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May 2018 Archives

What COBRA and ERISA mean for employees

Anyone who has received health insurance benefits from an employer in Texas has probably benefited — indirectly, at least — from the Employee Retirement Income Security Act of 1974. Some have also taken advantage of a prominent amendment to this federal law: the Consolidated Omnibus Budget Reconciliation Act.

The importance of disability insurance riders

An insurance rider is like a valuable feature added on to an automobile. While all automobiles can carry you from one location to another, you would not settle for just any vehicle from the lot. Instead, you would shop for the Texas automobile that matches whatever standards you are looking for. Similarly, not all long-term disability insurance is alike. One important feature to look for is the riders that the insurer offers along with the policy.

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Jon Michael Smith Attorney

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Austin, TX 78731

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