Most Americans have insurance policies of some kind, whether it is car insurance, homeowners’ insurance, health or life insurance, for example. On most days, we all hardly think about these insurance policies and what they are intended to protect. However, when something happens in your life and it is time to call upon your insurance company to fulfill their obligations under the policy in question, you may find that company resistant to helping you. That is when it is time to protect your consumer rights regarding those insurance claims.
In some cases, your insurance company may be taking too long to inform you of a decision to provide help under the terms of your insurance policy. You may be patient, but the fact is that you pay insurance premiums month in and month out so that insurance coverage is there when you need it. A delay may be a sign that help it not on the way. If it is too much of a delay, you may be able to take legal action.
In other cases, an insurance company may straight-out deny your insurance claim. That result can certainly feel like a punch in the gut. However, anyone who has experienced this result may need to consider legal options. In essence, your insurance policy is a contract between you and your insurance company. If the insurance company violates the terms of that contract, you may have the right to take action.
Protecting consumer rights
At our law firm, we understand that Texas residents want to see results when they submit an insurance claim. If your insurance company is giving you the run-around, or has flat-out denied your claim, it may help to consider your legal options. For more information about how we attempt to help Texas residents who find themselves in this type of situation, please visit the insurance denial and delay overview section of our law firm’s website.