When Texans take out an insurance policy, they do so to protect themselves, their loved ones, their property and their businesses. However, it is unfortunate that some insurance companies do whatever they can to try and avoid paying when a policyholder files a claim....
Year: 2024
How can you prove total disability in Austin?
Filing a long-term disability claim in Austin can be challenging. Many people struggle to prove their condition meets the "total disability" standard. This guide will help you understand the process and your options. What is a total disability? Total disability...
3 most common reasons for ERISA claim denials
You've paid into your benefits plan for years. You've followed all the rules. But when you need it most, your ERISA claim is denied. This shock may hit you like a punch to the gut. You’re left wondering: Why is this happening to me? ERISA, or the Employee Retirement...
What if an uninsured driver injures several people in Austin?
A multicar pileup on I-35 in Austin leaves several people injured, and the driver responsible has no insurance. This scenario, while alarming, isn't uncommon on Austin's busy roads. When an uninsured driver causes harm to multiple people, it creates a complex...
The top reasons for homeowner’s insurance claim denials
When your home is damaged, you might breathe a sigh of relief knowing that you have homeowner’s insurance. Yet, all too often claims filed under these policies are denied. If this happens to you, you can be left with thousands of dollars in needed repairs. You might...
How to handle hit-and-run accidents with uninsured drivers
Being involved in a hit-and-run accident is stressful enough, but the stress increases when the responsible driver has no insurance coverage. Knowing your rights and the steps you must take can help you manage this challenging scenario effectively. Texas laws and your...
Disability claims: Challenges for gig workers and freelancers
Social Security Disability Insurance (SSDI) and many private disability insurance policies offer financial support for those who cannot work due to long-term disabilities. However, qualifying for these benefits can be complicated for gig workers and freelancers, who...
What are tips for appealing insurance claim denials?
When you've been injured or suffered a loss, the last thing you expect is for your insurance company to turn its back on you. But that's what happens when they deny your claim. You've paid your premiums and played by the rules, and now you're left feeling frustrated,...
Mental health parity in ERISA plans: What you need to know
If you have an employee benefit plan, it should follow the minimum standards set by the Employee Retirement Income Security Act of 1974 (ERISA). This federal law aims to protect the interests of employees and their beneficiaries by setting standards for retirement and...
Debunking 3 common myths about uninsured motorist insurance
Imagine being involved in a severe car accident, only to learn that the at-fault driver does not have insurance. You are left with mounting medical bills, lost wages and a sense of uncertainty about how you will recover from your injuries. This scenario is all too...