Dealing with an insurance company can be a nightmare. You oftentimes have to navigate complex and confusing policy terms, and your insurance or someone else’s insurance who is going to cover your losses may be challenging to work with. As a result, you can see...
Your health insurance company is supposed to take care of you when you get injured or sick, right? While that’s certainly the hope, the sad reality is that many times insurance companies deny or delay paying claims. After all, they’re in the business of making money,...
A car accident can occur in the blink of an eye, leaving you injured, your car damages, and your emotions frayed. After the dust settles, you might breathe a sigh of relief knowing that you have uninsured or underinsured motorist coverage. But the sad reality is that...
Being insured is important for residents in Texas and elsewhere. With a traditional insurance company, a claim is filed based on the terms of the insurance contract. Thus, if an insurer refuses to pay a claim for a benefit, it is possible for them to file a suit in...
With the status of the economy in flux and many Texans struggling to make ends meet, a growing number have turned to work in which they are using their vehicles or an employer’s vehicle to make deliveries. This is an honest day’s work and can be useful as a primary...
Texas residents often purchase long-term disability insurance for the comfort of knowing they and their family will be taken care of financially in the case of an unexpected injury or illness. Everyone hopes they will not ever need to use this type of insurance, but...
Through illness or injury, many people will find themselves at a point in life where they are disabled and are no longer able to work to earn an income. For those who were cautious and made plans in the event that this unfortunate situation would arise, long-term...
The Employment Retirement Income Security Act provides oversight and structure for private health plans, retirement plans and pensions. ERISA is not a plan itself but a set of rules that set minimum standards for the operation of these plans to protect workers from...
Having insurance is a fundamental aspect of daily life in Texas. That includes health insurance, automobile insurance, home insurance and more. For those who do not have insurance or try to file a claim only to see it denied, it is imperative to be aware of their...
Losing loved ones can be very difficult for people. They lose the love, affection and support the loved one provided, which can be very difficult to replace. They can lose significant financial resources as well. The lost loved one may have provided a significant...
