Through illness or injury, many people will find themselves at a point in life where they are disabled and are no longer able to work to earn an income. For those who were cautious and made plans in the event that this unfortunate situation would arise, long-term disability insurance may be there to help. But, just like any other type of insurance claim, there is also a possibility that your insurance company might resist your claim. So, how might you approach your long-term disability insurance claim to attempt to get the best results?
Well, for starters, the process of submitting the initial claim to the insurance company is crucial. In many situations, complex forms are involved in this process, which can be an extra burden for someone who is already dealing with problems with their health. But, getting those forms right is key, as is the ability to submit supporting documentation.
Even if you think you have done everything right when it comes to the initial submission of a claim to your insurance company, that claim could still be denied. That is when things might get complicated and when the ability to press forward to try to get the benefits you deserve might be tested.
Finding the right approach
At our law firm, we work with Texas residents who are submitting a claim or appealing a denial of a claim with their long-term disability insurance company. We pay attention to the details in the initial claim submission so that, hopefully, you don’t have to deal with a denial and an appeal. But, if you do, we fight to get positive results for our clients. For more information, please visit the long-term disability insurance overview section of our law firm’s website.
