Most of the insurance companies you are likely to encounter in the Texas marketplace aim for a high standard of professional ethics. They would assess the risks of carrying your policy, charge a fair premium and pay up in the event something unfortunate occurs. However, you should be aware that this is not always the case.
At the office of Jon Michael Smith, our team knows that any some insurers have a different way of doing business. We have seen some companies that deny claims to delay payment, others that have internal errors leading to unjust rejections and even a handful that are downright misleading in their policy documentation and sales processes. Our job is to review each potential clients’ case to see which if any of these situations applies.
Sometimes, we are able to navigate this process is relatively quickly. In some cases, all you would need to secure a favorable resolution to your issue is an eye for detail and a knowledge of the complex insurance law systems in the state. Other times, insurance companies are not so forthcoming with the benefits they owe our clients.
You probably would not expect to have to go to court to secure the coverage you expected from your policy for a valid and appropriate claim. Unfortunately, we must be prepared to do that in every case. This strong stance serves two purposes: It helps us provide a strong, persuasive position during initial negotiations and it lays the groundwork to secure the best trial outcomes possible.
Of course, not every case we handle ends up at a formal setting. There are many other forms of resolution you would typically prefer in a claims dispute situation. However, when your opponent is an insurance company, it often makes sense to open with the best preparation possible. Please read on for more on this and other topics on our main legal site.