San Antonio Claims Under ERISA Lawyer

Claims Under ERISA Attorney in San Antonio, TX

When your employer offers benefits, you expect those benefits to work for you. Unfortunately, sometimes retirement funds are mismanaged, or insurance companies deny coverage, and that’s where the Employee Retirement Income and Security Act (ERISA) comes in. If you are in the San Antonio area and dealing with a denied insurance claim or a mismanaged 401(k), you should consult an experienced San Antonio claims under ERISA lawyer.

About Jon Michael Smith

I am Jon Michael Smith, an experienced trial attorney with over 30 years of experience serving clients in Texas. I take pride in working directly with my clients. When you call or visit my office on Northland Drive in Austin, you’ll be communicating with me, not an assistant. I have an excellent track record in pursuing justice for my clients, and I can work tirelessly for you, too.

What Does ERISA Cover in San Antonio?

ERISA is the Employee Retirement Income and Security Act of 1972. This piece of legislation establishes standards for the handling of certain employer-provided benefits, such as retirement accounts, health insurance, and disability insurance.

The law requires that people enrolled in an insurance plan, whether it is health, dental, vision, or disability insurance, be given accurate information about its benefits and informed of any changes in a reasonable timeframe. It also provides a pathway for filing claims against employers and insurance companies for failure to pay benefits.

Disability insurance is an important element of any benefits package because a significant portion of the population experiences disability, whether short- or long-term, at some point in life. In fact, of people who are 20 years old today, almost 25% of them will have a disability that may require them to be away from work for at least a year before they are old enough to retire.

ERISA sets requirements for people, referred to as fiduciaries, who manage retirement investment accounts. For example, fiduciaries are required to diversify investments to prevent catastrophic losses. They are also required to always act with the good of the plan’s beneficiaries in mind.

Hire a Claims Under ERISA Lawyer

If your retirement account has been mismanaged, or if your employer-provided insurance company has denied a claim they should have accepted, you should hire a claims under ERISA lawyer. Your San Antonio ERISA attorney can help you determine whether your rights have been violated and what you can do to recover what your safety net should have provided.

If an insurance claim you filed has been denied, you might be feeling buried under medical debt, not to mention the financial impact of not being able to work. Or, maybe you are concerned about how the funds in your retirement account are being vested. Whether you are concerned about your present or your future, you deserve to actually use the benefits your employer offers to you.

Contact Jon Michael Smith

I advocate for justice for my clients throughout Texas. With every ERISA case I take on, I strive to achieve a desirable outcome in the most efficient and cost-effective way. Contact me today to discuss your case.