San Antonio Uninsured/Underinsured Motorist Coverage Lawyer

Uninsured/Underinsured Motorist Coverage Attorney in San Antonio, TX

When you are in a car accident, the cost to repair your vehicle and cover medical bills can be steep. Insurance is designed to help mitigate that cost, but when the person at fault does not have motorist coverage or is underinsured, that’s where a San Antonio uninsured/underinsured motorist coverage lawyer can help.

Meet With Jon Michael Smith

My name is Jon Michael Smith, and I can help you challenge denied or underpaid insurance claims. When your insurance argues for coverage exclusions, I can help you pursue compensation. I can guide you through the sworn statements of insurance investigators and be your advocate in business litigation and general insurance disputes.

What Is Uninsured/Underinsured Motorist Coverage?

Uninsured/underinsured motorist coverage is a type of insurance that helps cover the extra cost of a car accident. If the driver at fault does not have their own insurance to compensate you, uninsured/underinsured motorist coverage can support you.

In 2023, the Insurance Information Institute estimated that 15.4% of Texans lacked motorist coverage. Texas ranked 19th among the 50 states for the highest estimated percentage of uninsured motorists. When you include Texans who may be underinsured, this leads to an increased chance that you may be in a car accident caused by an uninsured/underinsured motorist.

Why Do I Need a San Antonio Uninsured/Underinsured Motorist Coverage Attorney?

Uninsured/underinsured motorist coverage can help you pay your bills following a car accident. However, there are many excuses your insurance agency may use to deny or underpay your claim. Insurers may claim a lack of evidence that the uninsured driver caused the accident or point to a detail that excludes you from their coverage.

This is where an uninsured/underinsured motorist coverage attorney in San Antonio can step in. An attorney can help you challenge your insurer by examining their sworn statements and, if need be, representing you in court litigation. They can help you face your insurer at the Bexar County Courthouse, located at 100 Dolorosa Street here in San Antonio.

If your insurer denies your claim, despite what your uninsured/underinsured motorist coverage says, your attorney can help you appeal the claim. They can help prove the validity of your claim and the details of your policy. By understanding the strength of your claim and your insurance policy, you can better see the issues with your insurer.

Whether you reach a settlement or take your insurer to court, your attorney can use their understanding of uninsured motorist coverage laws to prove negligence in your case. Your lawyer can gather evidence to support your case and prove your insurance agency rejected or underpaid your claim in bad faith.

Hire an Uninsured/Underinsured Motorist Coverage Lawyer in San Antonio Today

When you hire an uninsured/underinsured motorist coverage lawyer from our firm, you are hiring an advocate who can help you protect your rights and hold insurers accountable. I, Jon Michael Smith, want to help you and the good people of central Texas pursue insurance compensation. See how I can help you by contacting me today.