So, you or a loved one has suffered an injury or illness that has led to long-term disability. Now you’re simply trying to find the resources needed to further the inflicted individual’s recovery while retaining some semblance of financial stability. You’d hoped that...
Year: 2021
Dealing with auto insurance claims if no one takes responsibility
When driving in Texas, having auto insurance is a fundamental necessity. This is the law and it is for the safety of the driver, passengers and others on the road. When paying the insurance company premiums, there is an understandable expectation that if there is an...
What do I do if insurance is delaying or denying my claim?
Regardless of the reason, filing an insurance claim is never easy. This is because insurance companies make their money by not paying out claims. However, if one is dealing with an insurance company that is delaying or inappropriately denying a claim, they may be...
A deeper look at uninsured/underinsured auto insurance
As readers of this blog are aware, we are no stranger to uninsured/underinsured auto insurance claims. Indeed, if readers browse through our articles, they will see several posts on just this topic. However, today’s post will be a deeper dive into...
Requirements imposed by ERISA on employer plans
You may have heard the term ERISA without knowing what it really does. The Employment Retirement Income Security Act provides oversight for health and disability plans provided to employees by their employers. And it has some very specific requirements for how those...
What types of auto accidents require uninsured or underinsured claims?
Getting into a car accident can be a traumatic event for a Texas resident. When they or their passengers suffer injuries and losses, a motor vehicle accident can become both a financial hardship and a personal tragedy. The problems associated with a motor vehicle...
Common reasons for health insurance claim denials
Many people in Austin have faced health challenges over the past year and a half, leading to costly medical bills. While they may be grateful that they have health insurance to cover these expenses, the fact is that sometimes a health insurance claim is denied. The...
When an uninsured motorist insurance claim can be filed
When Texas drivers take to the road, they most likely are not thinking about each and every risk associated with driving. While most motorists drive safely on the roadways, this does not rid the roads of accidents. Thus, when an automobile collision occurs, a motorist...
Know how to address “medical necessity” in your case
You’ve been diligent in paying your insurance premiums to ensure that you can have access to affordable healthcare when needed. Then, the moment comes when you have to rely on that insurance policy to prevent yourself from falling into financial ruin. The only other...
What do I do if my health insurance claim is delayed?
Medical care out-of-pocket is expensive, which is why most Texas residents pay for health insurance to cover the majority of their cost. When they pay for a procedure, most people expect to be reimbursed by their insurance company. Unfortunately, some people have to...