Most insurance companies have language in their policies which require a person who makes a claim to cooperate with the insurance company. In the language of the insurance business, these requirements are referred to as a duty of cooperation. A policyholder who...
Year: 2021
Why are homeowners’ insurance claims denied?
As a homeowner you probably feel a sense of relief knowing that you have homeowners insurance. These policies should protect you from storm damage and other kinds of losses that are covered under your policy. However, when the time comes for you to file a claim, you...
Do I need uninsured auto insurance?
Most Austin area drivers will be in at least one car accident during their driving career. Although these accidents are not planned, they can cause serious injuries for car accident victims. Usually, the insurance company of the at-fault driver will take care of...
When does uninsured motorist coverage kick in?
Being injured in a car accident is bad enough but being injured by a negligent driver who is uninsured or underinsured can be even worse. It is important that car accident victims who are left with damages know about the options that may be able to help them when they...
Insurance companies’ trackers could have negative consequences
In Texas and across the United States, people constantly see the advertisements for potentially reduced insurance by allowing themselves to be tracked so their insurance company can see that they drive safely. Known as “telematics,” these provide a variety of...
Austin’s traffic fatalities will probably increase from 2020
The number of people killed on the roads in and around Austin is on track to be higher this year than it was in 2020. Recent traffic accidents pushed the city’s number of fatalities to 91. Even with over two months to go, this is already a higher number than the...
What is ERISA and what does it do?
ERISA can provide many important protections for workers with concerns about their insurance and insurance claims that are being unreasonably delayed or denied. ERISA stands for the Employee Retirement Income Security Act and is important for insurance claimants to be...
Know how to handle your independent medical examination
Successfully navigating an insurance claim can be quite the endeavor. Even when it seems clear to you that your claim should be paid, an insurance company might do everything in its power to find a way out of payment, or at least reduce the amount of payment that...
Protecting consumer rights regarding insurance claims
Most Americans have insurance policies of some kind, whether it is car insurance, homeowners’ insurance, health or life insurance, for example. On most days, we all hardly think about these insurance policies and what they are intended to protect. However, when...
Insurers cannot avoid their obligations to defend
Liability insurance policies require the insurance companies which issued them to fulfill two basic responsibilities. First, the liability insurance company is supposed to pay valid claims. A valid claim might arise when a customer slips and falls on a business’s...