San Antonio Long-Term Disability Insurance Lawyer

Unfortunately, many people who sign up for long-term disability (LTD) insurance are denied compensation when they are unable to work because of an injury or illness. While thinking you’ve signed up for the peace of mind that comes with financial protections when not earning income, it’s often challenging to collect benefits. Thankfully, an experienced San Antonio long-term disability insurance lawyer can provide trusted legal counsel.

Jon Michael Smith can help disabled individuals get the financial benefits they deserve. With years of handling LTD claims, I can put my experience to work for you. Each client receives personal attention and legal advice on a case-by-case basis. Texas insurance law is complex, and a knowledgeable attorney can help ensure you get the benefits you deserve.

LTD Claims Process

When you apply for LTD insurance, the application process is often overwhelming. You have to complete complicated forms, which is often a formidable problem for people already suffering from an illness or debilitating injury. With no room for error, an attorney can help you avoid making preventable mistakes that might cost you in the long run.

LTD Denials

Even valid benefit claims can be rejected. When this happens, I can review your denial letter and discuss your available options and legal rights. Depending upon your specific case, we may decide to prepare a formal appeal or pursue your legal options if necessary. We can build a solid denial case together.

Legal Claims

When your insurance company denies your LTD benefits claim, it’s worth contacting a trusted attorney. They can evaluate your claim denial and discuss alternate ways to recover your entitled benefits. Over the last 30 years, I have filed claims against multiple insurance carriers to recover what’s owed to my clients. I can help you recover optimally for your LTD claims at the Bexar County Courthouse in San Antonio. I have a reputation as a dedicated litigator who gets results.

Disability Insurance Data

Having disability insurance is an essential financial safeguard for many adults in this country. The Social Security Administration reports that approximately one in four adults becomes disabled before they retire from the U.S. workforce.

Also, about 28.7% of U.S. adults currently have some type of disability, according to the Centers for Disease Control. One in four adults with a disability is reported to have an unmet healthcare need due to prohibitive costs.

As a result, when there are unexpected challenges associated with obtaining disability insurance, it can affect someone catastrophically. For help with getting the disability insurance benefits you deserve, contact a trusted attorney in San Antonio.

Jon Michael Smith – A Dedicated San Antonio Long Term Disability Insurance Lawyer

If you are not working due to a disability, bills can be overwhelming. A lawyer can help with your disability insurance claim.

Together, we can discuss a flexible payment arrangement at an initial consultation. I proudly represent clients in San Antonio and the nearby communities. When you’re my client, you are welcome to speak with me directly. My firm is approximately 6 miles from beautiful downtown Austin, in the southwest corner of MoPac Expressway (Loop 1) and FM 2222, with excellent highway access.

Contact me to schedule your initial client meeting about your disability insurance concerns