It is no exaggeration to say that driving on a public road has become increasingly hazardous for Texans in recent years. Not only must drivers navigate crowded streets to run daily errands, commute to work, or travel for vacation or to visit family, but they must do...
Delayed And Denied Insurance Claims
Three reasons why your claim may be delayed
Dealing with an insurance company can be a nightmare. You oftentimes have to navigate complex and confusing policy terms, and your insurance or someone else’s insurance who is going to cover your losses may be challenging to work with. As a result, you can see...
What should I do if my health insurance claim is denied?
Your health insurance company is supposed to take care of you when you get injured or sick, right? While that’s certainly the hope, the sad reality is that many times insurance companies deny or delay paying claims. After all, they’re in the business of making money,...
Helpful information on Texas long-term disability insurance
Texas residents often purchase long-term disability insurance for the comfort of knowing they and their family will be taken care of financially in the case of an unexpected injury or illness. Everyone hopes they will not ever need to use this type of insurance, but...
Renters should know about new Texas law regarding flood risk
Having insurance is a fundamental aspect of daily life in Texas. That includes health insurance, automobile insurance, home insurance and more. For those who do not have insurance or try to file a claim only to see it denied, it is imperative to be aware of their...
Why insurance companies may deny a life insurance claim
Losing loved ones can be very difficult for people. They lose the love, affection and support the loved one provided, which can be very difficult to replace. They can lose significant financial resources as well. The lost loved one may have provided a significant...
Common reasons a life insurance claim is denied
Life insurance is intended to provide financial support to a person’s loved ones when he or she passes away. It can be very difficult for them if the life insurance company denies their claim for benefits. Denial reasons There are some common reasons a claim may be...
Why do I have to cooperate with my insurance company?
Most insurance companies have language in their policies which require a person who makes a claim to cooperate with the insurance company. In the language of the insurance business, these requirements are referred to as a duty of cooperation. A policyholder who...
Why are homeowners’ insurance claims denied?
As a homeowner you probably feel a sense of relief knowing that you have homeowners insurance. These policies should protect you from storm damage and other kinds of losses that are covered under your policy. However, when the time comes for you to file a claim, you...
Insurance companies’ trackers could have negative consequences
In Texas and across the United States, people constantly see the advertisements for potentially reduced insurance by allowing themselves to be tracked so their insurance company can see that they drive safely. Known as “telematics,” these provide a variety of...