San Antonio Fire Damage Lawyer
Fire Damage Attorney in San Antonio, TX
Fire is one of the most powerful and destructive forces in nature. You may have an insurance policy that protects your home or business from damage caused by a fire. If you are seeking a San Antonio fire damage lawyer, then you may be facing delays or denials from an insurance company. I can help you determine the most appropriate course of action to take if your insurance claim was denied.
Why Choose Jon Michael Smith
I am attorney Jon Michael Smith, and I have over 30 years of experience practicing law in Texas. Fire damage cases can be complex, and it is necessary to deal with the insurance company that responds to your claim. I have represented businesses and homeowners throughout San Antonio who faced resistance from insurance companies after a devastating fire.
As a board-certified lawyer in insurance law by the Texas Board of Legal Specialization, my experience, skill, and knowledge can help you determine the validity of your legal claim and what you can do to protect your legal rights.
Types of Fire Damage in San Antonio
Fire often produces different types of damage to homes, businesses, and personal property. Fires are also more likely to cause extensive property damage in population-dense areas of San Antonio, such as the Pearl District and Downtown. The following are some of the most common types of fire damage in San Antonio:
- Mold produced after a fire is extinguished
- Structural damage to buildings caused by water emitted from firehoses
- Soot particles that contaminate inventory, equipment, and personal property
- Smoke residue that damages walls, insulation, and pipes
- Flames that destroy infrastructure and property
Businesses often depend on electronic equipment to carry out their day-to-day operations. Even if these items are not burned, the damage from smoke and water can cause business owners to lose access to their inventory and records. Homeowners may also have to deal with long-term repairs to make their homes safe and habitable after a fire.
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Common Fire Risks in Texas
Wildfires are one of the most publicized origins of fire damage in Texas. They have burned approximately 13.9 million acres throughout Texas since 2005. It is estimated that approximately 158,313 properties in San Antonio will be at risk of dealing with effects from a wildfire in the next 30 years.
Fires also arise under many other circumstances. A kitchen fire may ignite due to problems with a stove or other electrical equipment. Homes without updated appliances may face an increased risk of fire damage.
Heating equipment also poses a fire risk to homeowners and business owners. Ineffective wiring in heating systems may produce problems with electrical circuits that cause a fire to ignite.
New Year’s Eve is one of the busiest nights of the year for fire departments in San Antonio, like Firestation 22 on March Avenue, Airport Fire Rescue Station on Skyplace Boulevard, and San Antonio Fire Department-Station #13 on South Presa Street. Several fires occurred between December 31, 2025, and January 1, 2026, one of which was located on Bowie Street.
Insurance companies investigate the causes of fires when they scrutinize fire damage insurance claims. Understanding these risks can help you reduce the likelihood that you will suffer losses due to a fire.
Contact Jon Michael Smith to Hire a Fire Damage Lawyer Today
I understand how frustrating it can be to face delays and denials from insurance companies. If you need to hire a fire damage lawyer in San Antonio, contact Jon Michael Smith today to schedule a consultation. We can work together to assess your potential legal claims and the next steps to take to enforce your rights under Texas law.
