San Antonio Collections Lawyer

Collections Attorney in San Antonio, TX

Navigating business collections processes can be difficult for anyone, and especially for a creditor looking to collect from uncooperative debtors. I am Jon Michael Smith. For over three decades, my firm has focused on payment-related disputes in the Central Texas area, and I have had extensive experience representing clients as an experienced San Antonio collections lawyer.
When it comes to debt collection, I understand the value of home-grown enterprises and all the effort it takes to sustain their operations. At my San Antonio Law Firm, I will work with you closely to ensure your business prospers as needed, drawing from my comprehensive background in Texas consumer and commercial law. Debt collection requires thorough and firm representation, and I make this a priority when it comes to advocating for your interests.

What to Expect From Hiring A Collections Lawyer

Debt collection representatives usually work with creditors to develop feasible collection plans and litigation strategies to engage debtors in collaborating with them. Here at my San Antonio Law Firm, we practice the same approach, focusing on achieving your desired results. While debt collection can encompass multiple types of debt, we focus on small to midsize business debt, including:

• Short and long-term loans
• Enterprise credit card debt
• Equipment financing
• Bonds
• Other financial investments

It is important to note that collections attorneys are not the same as collection agencies. The former can provide legal assistance, engage in negotiations, and prompt litigation as needed, while the latter can only collect debts on a first-hand basis. My status as a San Antonio collections attorney will enhance my ability to thoroughly advocate for you and your business needs, allowing me to exercise all available resources as needed.
I also represent individual clients, though scheduling a consultation is recommended for an in-depth analysis regarding your case.

Specific Considerations Regarding Debt Collection in San Antonio

As it stands, San Antonio is one of the fastest-growing cities in the U.S., hosting a diverse population with a wide range of small to midsize businesses. In 2019, businesses with fewer than 500 employees accounted for 99.2% of enterprises in San Antonio, with most ventures developing within construction (around 37,604 businesses).
The latest data also shows that around 43% of small businesses in 2019 were owned by women, 44% were owned by Hispanics, and nearly 13% were owned by other racial minorities. San Antonio hosts one of the most diverse cultural melting pots, and this is only further reflected in its enterprise demographics.
With over thirty years of experience working in the Central Texas area, I am well-acquainted with the local culture of San Antonio, allowing me to better represent you and your interests. My experience in the area has also permitted me a deep familiarity with Texas’s state codes and collection laws, ensuring that your case is rigorously advocated for in the most efficient way.

Why Choose Us?

In my practice as an attorney, I have been subject to several educational milestones and accolades. I have also been AV rated under Martindale Hubbell’s peer review rating system, demonstrating my ability to skillfully handle collections disputes.
Contact us here to schedule a consultation and further discuss the details of your case.

Client Testimonials

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“Jon breaks the stereotype of lawyers only caring about money. He helped me out at no cost, when a critical illness policy cancelled me and refused to pay when I actually had cancer. He was honest, helped me to understand the best decision for me both financially and stress level wise every step of the way. He helped me to get something when they were offering nothing, and he did so in an effort to try and help someone and be a good human.”
— Cassandra K.
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“I enlisted the help of Jon Michael Smith to help with appealing a denial of a pre-authorization. He worked with my medical providers, and we were able to have a successful outcome to the appeal. I was happy with the outcome and was glad I did not have to manage the process myself as I have done this in the past and it is very stressful and frustrating. Hiring Mr. Smith was money well-spent!”

— Lorena L.

I encourage you to read my reviews on Find Law and third-party ratings. My strong reputation reflects my commitment to personalized service and real results for every client.

John Michael Smith, San Antonio, TX, Office

3301 Northland Drive, Suite 215 Austin, TX 78731