San Antonio Life Insurance Lawyer

Many people purchase life insurance depending on their personal needs. Coverage preferences usually depend on gender, age, socioeconomic background, and other relevant factors. People buy life insurance for various reasons, mostly to protect their families and financial future in the event of their death. If you encounter roadblocks when attempting to collect policy benefits, an experienced San Antonio life insurance lawyer can provide reliable help.

When people purchase life insurance, they anticipate that their family can collect financial benefits upon their death. I’m Jon Michael Smith, and I’ve helped clients throughout Central Texas with life insurance claims. I have experience with internal appeals, denials, and legal actions. If you experience issues, my office can help.

Insurance Company Tactics

When life insurance benefits are either delayed or outright denied, it can have a catastrophic impact on the deceased’s beneficiaries. It seems unfair that while you’re mourning the loss of a family member, you also have to haggle over insurance benefits. Insurance companies often try to maximize their own profits, minimize benefits payouts, and delay payouts. This is detrimental to those they’re supposed to protect.

I have experience with the following types of policies:

• Term life insurance (for a set period of time)
• Permanent life insurance (like whole life, universal life, or variable life)
• Accidental death insurance
• Final expense insurance
• Guaranteed issue life insurance
• Group life insurance
• Supplemental life insurance
• Or others

If you need help after a delay or denial, I can help.

Life Insurance Data

Having life insurance helps provide peace of mind for many families across the U.S. A study from the Life Insurance Marketing and Research Association (LIMRA) indicates that 2% of all adults in this country report having life insurance. The prior year, data showed only 50% of people had purchased life insurance.

Over the last 12 years, life insurance ownership declined. Back in 2011, 63% of Americans maintained life insurance. Currently, LIMRA data shows that about 100 million U.S. residents are inadequately insured or without life insurance.

People who decide to purchase policies reasonably expect to receive benefits upon their death. When there are challenges, it can significantly impact the financial stability of a family. For assistance with collecting anticipated benefits, contact an experienced attorney. When you contact my office, we can schedule an initial consultation to address your life insurance questions and concerns.

Jon Michael Smith – A Zealous San Antonio Life Insurance Lawyer

As many Americans acknowledge the need for life insurance, insurance companies can’t get away with failing to pay out claims. For help with a life insurance claim delay or denial, contact my office. Together, we can discuss what happened, consider your available options, and maximize your life insurance payout.

I await scheduling your consultation at my office. I can help discuss arrangements for flexible payment options and how I can help you. As a client of my firm, I routinely speak directly with individuals about their insurance claim concerns. My office is just outside downtown Austin, right off the FM 222 and MoPac Expressway (Loop 1) and FM 2222. My firm has excellent freeway access and plenty of available client parking.

Contact my office in San Antonio to schedule an initial consultation about your important life insurance concerns.