San Antonio Insurance Claims Lawyer

After you experience a covered loss, like property damage or injuries, it’s important to file an insurance claim as an individual or business owner. When liability is at issue or if there is serious property damage or injuries, consider filing a claim through your carrier. File a claim right away to begin the claims process and potentially earn a payout. If you encounter any roadblocks or need to maximize your recovery, contact a San Antonio insurance claims lawyer right away.

I’m Jon Michael Smith, and I can help solve both insurance issues and commercial disputes for locals and business owners throughout San Antonio and the surrounding areas. While it’s practically impossible to completely guard yourself or your business against unexpected issues, an insurance policy should protect you when you need it most. However, people often find themselves up against delayed payments and upsetting coverage denials. I can provide reliable help.

Reasons to Choose Jon Michael Smith

In Texas, insurance claims require you to take rapid action and stick to the guidelines outlined in your policy for coverage. If you need compensation for your insurance policy as an individual or company, the first important step is to notify your specific insurance carrier about the incident or loss as soon as possible. That notifies your insurance company that you need financial recovery after an incident.

However, insurance claims are often frustrating and involve a lengthy collection process. Also, people often lack the know-how and the time to effectively dispute a denial of their claim. I can use my experience and law firm resources to help throughout your insurance claim.

Whether dealing with a dispute or a denial, my firm can help you get the compensation you deserve, and I can often increase your recovery, especially when compared to people trying to handle their insurance issues alone.

I won’t give up on helping you through a denial or denied claim under your policy. I have experience handling many different kinds of insurance disputes. Throughout Central Texas, I have successfully resolved claims involving:

• Bath faith actions
• Long-term disability
• Life insurance claims
• Homeowner insurance claims
• Commercial insurance claims
• General liability coverage claims
• ERISA claims through pension benefits plans and employer-sponsored insurance
• Auto insurance claims
• Health insurance claims
• And more

This is not an exhaustive list, and if you feel you have a concern that my office can help address, feel free to contact us right away. I primarily focus on:

• Insurance claims for first-party issues. I routinely represent individual policyholders for underpaid or outright denied claims for homeowners’ insurance, auto insurance, long-term disability, or life insurance claims. I also assist business policyholders with commercial insurance issues and claims.
• Duty to defend claims. My firm helps clients if insurance carriers refuse to provide an expected legal defense for a claim due to potential coverage exclusion issues. These cases often involve liability or commercial insurance coverage.
• Examinations under oath, or EUOs. When clients are required to sit for sworn testimony during an insurance claim investigation, I can help guide individuals and business representatives through the EUO. I work diligently to protect individual and corporate rights and ensure compliance with Texas insurance law.
• I help businesses and individuals recover amounts owed to them for services or materials provided but not paid for.
• Business concerns. I help resolve commercial disputes, including breaches of contracts, business torts, and other insurance-related issues.
• General disputes involving insurance. I also assist with other insurance issues, such as coverage disputes, policy interpretation, and bad faith claims involving insurer coverage decisions.

I help clients throughout Central Texas with a variety of insurance-related concerns. For help, contact my office to speak with a trusted, knowledgeable attorney.

Texas Insurance Claim Data

In 2024, the National Association of Insurance Commissioners reported 15,002 complaints nationwide related to delays in insurance claim handling. That same year, Texas saw approximately 3,208,474 new general insurance policies issued, highlighting the importance of prompt and fair claims processing for policyholders across the state.

With 558,796 households in San Antonio and about 1.5 million total residents in 2024, the majority of locals and businesses maintain a variety of insurance policies. For help with an insurance claim denial or dispute, contact a skilled San Antonio insurance claims lawyer.

Reasons to Contact a Trusted San Antonio Attorney

An attorney can help resolve insurance claims both cost-effectively and efficiently. They can help provide extensive experience to negotiate your claim, explain complex policy language and coverage exclusions, and pursue legal action if necessary. An attorney can help gather compelling evidence to support your claim, prepare an appeal, and advocate for and protect your individual or corporate rights. A lawyer can provide objective legal counsel and invaluable help.

Contact Jon Michael Smith – An Experienced San Antonio Insurance Claims Lawyer

At my firm, my clients are San Antonio residents and businesses. I understand how to work with every size budget, and I provide legal representation tailored to every client’s goals. Whether through negotiation or a formal court case, I work to maximize recovery while minimizing legal costs.

As a Texas Board Certified trial lawyer, I focus exclusively on resolving insurance claims for San Antonio residents and companies. I have more than 30 years of legal experience helping clients get fair treatment under Texas law through dispute resolution.

I am also AV Preeminent peer-review rated by Martindale-Hubbell, a distinction based on strong legal ability and ethical standards. My goal is to help clients achieve meaningful financial recovery you need with an insurance claim issue. I am an aggressive, zealous advocate to protect my clients’ interests.

I proudly represent clients in the following locations:

• Travis County: Austin, Round Rock, and Georgetown
• Bexar County: San Antonio
• Guadalupe County: New Braunfels, Seguin
• Hays County: San Marcos, Kyle, and Buda
• McLennan County: Waco
• Bell County: Temple, Belton

My Northwest Austin office sits in a dynamic, accessible part of the city about six miles from downtown Austin. There are many nearby businesses and amenities like Apple, Indeed, and National Instruments. We have plenty of convenient on-site client parking, and we’re ideally located at the southwest corner of MoPac Expressway (Loop 1) and FM 2222 with excellent highway access.

At my firm, clients speak directly with me, which I know doesn’t always happen at larger Texas law firms. As a client, you can always reach out to speak with me directly. Contact Jon Michael Smith to schedule an initial consultation to discuss how I can help resolve your insurance claim concerns.