San Antonio Homeowners Insurance Lawyer

Homeowners’ insurance is intended to protect your home and your belongings in case something unexpected happens. If you need help recovering financially through your insurance policy due to a denial or delay, a knowledgeable San Antonio homeowners insurance lawyer can provide legal advice tailored to your specific situation. I am Jon Michael Smith, and I have over 30 years of experience working as a Texas Board Certified trial lawyer. Let me work diligently for you.

Homeowners’ Insurance in Texas

Homeowners’ insurance helps protect your home, which is often your most valuable asset. A policy for coverage is designed to help you financially recover from unanticipated losses and events. It should provide peace of mind that you’re protected financially if something unexpectedly goes wrong.

Often, many insurance carriers don’t always provide the help you need. If you file a claim through your homeowner’s policy and it’s settled for less than the full amount owed, delayed, or denied, an attorney can help you recover these damages.

Homeowner Insurance Claims

The Insurance Information Institute reported that in 2020, approximately 6.5% of all insured homes filed at least one homeowners insurance claim. By 2022, approximately 5.5% of all insured homes filed a claim.

In 2022, the largest percentage of losses incurred was for damages due to wind and hail, with about 40.7% of insured homes filing a claim for these losses. The next highest loss category was for water damage and freezing at 27.6%. With San Antonio’s 558,796 households, many people need help with legal help for property losses and damages.

Contact Jon Michael Smith – An Experienced San Antonio Homeowners Insurance Lawyer

If your homeowners’ insurance claim has been denied, it’s important you continue fighting and call an attorney. You have options and might be able to reverse their decision with the help of trusted counsel. I proudly represent clients in San Antonio and the nearby Texas communities with damage claims for:

• Fires
• Floods
• Hail
• Plumbing leaks
• Wind

Contact my office to discuss how I can help. We can evaluate your situation and explore the underlying delay or denial reasoning. I may consult experienced engineers and contractors to support your claim for damages.

Insurance companies are not your friends, even if most people erroneously believe they should help you. I can advocate on your behalf when you need help negotiating with an insurance company. I can help with a claim denial, a complex claim, or a low-ball settlement offer. They can explain your specific coverage concerns, negotiate on your behalf, and pursue legal action if necessary.

At the office of Jon Michael Smith, my clients can speak directly with me. I help homeowners with insurance claims in San Antonio and throughout Central Texas. At a first meeting, I can help evaluate your situation and provide advice tailored to you. I often help clients recover much more than people working without an attorney, and I can help you avoid the mistakes people working alone often make.

My office is off FM 2222, near Apple and The Domain. It’s about six miles from downtown Austin, and I have convenient parking for clients.

Contact Jon Michael Smith today to schedule an initial client consultation about your homeowners’ claim.