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uninsured/underinsured auto insurance claims Archives

What is uninsured motorist coverage and must I carry it?

Getting struck by a motorist who does not carry the proper insurance can add more frustration and anger on top of the damage your automobile has sustained. After all, the law requires motorists to carry insurance in the event of an accident, so it feels wrong that the at-fault motorist does not possess insurance to cover your damages. However, Texas drivers do have an available safeguard against uninsured motorists in the form of uninsured motorist coverage.

What happens when you get hit by someone with no insurance?

If another vehicle hits your vehicle in Texas, you have the right to assume they carry proper insurance coverage and can pay for any damages. It is normal to expect the person at fault to cover expenses of an accident, but in some cases, the person that hits you may not have insurance. If this happens, you may feel upset and be unsure what to do. After all, it was not your fault the accident occurred, so why should you have to pay for the damages?

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Jon Michael Smith Attorney

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Austin, TX 78731

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