Being injured in a car accident is bad enough but being injured by a negligent driver who is uninsured or underinsured can be even worse. It is important that car accident victims who are left with damages know about the options that may be able to help them when they...
underinsured-auto-insurance-claims
Austin’s traffic fatalities will probably increase from 2020
The number of people killed on the roads in and around Austin is on track to be higher this year than it was in 2020. Recent traffic accidents pushed the city’s number of fatalities to 91. Even with over two months to go, this is already a higher number than the...
What happens when I file an underinsured motorist claim?
While no one expects to get into a car accident, Texans who find themselves in just such a quandary may feel relieved that they have the necessary auto insurance coverage, and, they assume, so does the other driver. However, this isn’t always the case. Sometimes a...
Can you prepare for a run-in with an underinsured driver?
Although you may be fully insured with the right coverage every time you hit the roads in Texas, the truth is that many drivers on the road are not. According to Allstate and a study done by the Insurance Research Council, up to one in eight drivers are uninsured....
Gathering information for an uninsured driver collision
In many automobile accidents that do not involve significant injury, the drivers involved exchange insurance information. However, you might be struck on a Texas road by a driver who possesses no insurance. The driver may not even stop to provide information and will...
What does it mean to be an underinsured driver?
Being struck on a Texas road by a driver who does not possess insurance can be a true burden for the driver who was wronged, as the other motorist’s lack of coverage can make receiving compensation harder. But what does it mean if a driver is underinsured? While...
Pros and cons of opting out of uninsured motorist coverage
The upside of rejecting uninsured motorist insurance in Texas is obvious to many people: it would likely reduce monthly auto insurance bills. The disadvantages of opting out are probably greater in most cases, although they could prove somewhat more difficult to...
What is uninsured motorist coverage and must I carry it?
Getting struck by a motorist who does not carry the proper insurance can add more frustration and anger on top of the damage your automobile has sustained. After all, the law requires motorists to carry insurance in the event of an accident, so it feels...
What happens when you get hit by someone with no insurance?
If another vehicle hits your vehicle in Texas, you have the right to assume they carry proper insurance coverage and can pay for any damages. It is normal to expect the person at fault to cover expenses of an accident, but in some cases, the person that hits you may...