Even with typical homes, property insurance policies are complicated, multi-page documents. They include a lot of terms and conditions that insurance carriers expect policyholders to know and follow. With respect to property insurance policies, Texans should be aware...
A common saying suggests that we should expect the unexpected. For most, this is an accepted part of life, causing them to take steps to help protect themselves if an unexpected event causes them significant harms and damages. This is where it can pay off to have...
The sudden and unexpected onset of a serious injury or illness can knock you out of work and leave you facing significant and costly medical expenses. The losses caused to you can be severe, too, creating undoubted uncertainty about your future. If you have long-term...
Texans buy long-term disability policies to keep paychecks flowing when illness or injury strikes. Yet, carriers frequently deny legitimate applications. Knowing the common pitfalls helps you build a file that stands up to scrutiny. Policy language: “own occupation”...
