Has the power grid in Texas really been fixed? Will we experience grid failures like the one in the fatal deep freeze of 2021 that left Texans without power and in the cold for days? This is a debatable question. When extreme weather causes frozen pipes or power...
If you have submitted a medical insurance claim and it was denied, you will want to appeal the denial. The process of the insurance company is that they will review your coverage for medication, service or treatment, either prior to or after you file your claim. If...
It is no secret that health care costs in Texas are high and increasing each year. Without health insurance coverage, a single illness or injury can lead to financial ruin. Families pay insurance premiums each month expecting coverage when they become sick or injured....
The Social Security Administration (SSA) readily admits that most first-time applications for Social Security Disability Insurance benefits (SSDI) are denied. However, the regulations promulgated by the SSA specify several different levels of appeals that are...
Booking a trip has become more complicated and riskier over the last two years. Having insurance covering your travel can be a reasonable precaution against the unexpected, but insurance does not guarantee a refund and may be accompanied by lots of paperwork and...
You may not know how common hit-and-run car crashes have become in the United States. However, according to the Texas Department of Insurance, a hit-and-run car accident occurs every 43 seconds in the United States. That is a shocking statistic. Required car insurance...
A denied health insurance claim can feel like a punch to the gut. Expenses that you hoped would be covered are now dumped on you with the expectation that you’ll pay quickly and, if you’re like most Americans, you don’t have thousands of extra dollars sitting around...
In Texas, younger drivers are an understandable concern to others on the road. Because they are so new to driving and lack experience with sharing the road, behaving safely, navigating poor weather and tend to be reckless, auto collisions are common. When they are in...
Many residents of Austin are eligible to receive long-term insurance benefits under the Texas Income Protection Plan (TIPP). Generally, these benefits will cover up to 60% of a person’s salary or wages. Many people who receive long term TIPP benefits are also eligible...
Many employees treat health insurance plan paperwork as they do heat and air conditioning: They disregard them until an emergency arises. A federal law known as the Employee Retirement Income Security Act (ERISA) regulates employer-provided health insurance. Though...
