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What types of auto accidents require uninsured or underinsured claims?

On Behalf of | Jun 21, 2021 | Uninsured/Underinsured Auto Insurance Claims | 0 comments

Getting into a car accident can be a traumatic event for a Texas resident. When they or their passengers suffer injuries and losses, a motor vehicle accident can become both a financial hardship and a personal tragedy. The problems associated with a motor vehicle accident can be exacerbated if the party responsible for the accident did not carry the right insurance to cover their victims’ claims.

This post will identify the types of motor vehicle accidents that may require victims to seek compensation from their underinsured or uninsured accident policies. No part of this post should be read as legal advice, and readers should remember that all automobile accident claims are different. A knowledgeable insurance and personal injury lawyer can help their clients sort out the details of their claims to help them get the compensation they need.

Dealing with the unknowns in an automobile accident

After an automobile accident, the involved parties should exchange information. They should have each other’s names, addresses, contact information, and insurance information. Generally, the victim of an automobile accident may make a claim against the insurance of the responsible party for their compensation.

However, if a driver who causes an automobile accident does not have insurance, the victim will be left without a lot of options for pursuing their losses. Accidents involving uninsured drivers, drivers whose insurance will not fully compensate victims, and drivers who leave the scenes of accidents in hit and run collisions, all may result in victims making claims against their own uninsured or underinsured policies.

Should victims hire attorneys after automobile accidents?

Understanding what an automobile vehicle insurance policy covers and does not cover can be complicated. Some drivers may not know what their own policies include and may struggle to work with the insurers of the drivers who caused their losses. Knowing who to talk to and what to ask for is not always intuitive following a car accident, especially when a driver is uninsured or underinsured. Having a dedicated attorney to support a victim’s claims for compensation can be a good way to ensure that legal processes are followed and the victim’s rights are protected.