Uninsured or underinsured motorist claims and coverage are important for drivers who have been hit by an uninsured or underinsured motorist to understand. It is essential to be familiar with this important protection and how an uninsured or underinsured motorist claim works.

When can uninsured or underinsured motorist claims help?

Following a car accident, if the car accident victim has been hit by an uninsured or underinsure motorist, they may be left with unpaid damages. An uninsured or underinsured motorist claim can help in situations such as:

  • When an uninsured motorist caused the car accident;
  • When an underinsured motorist caused the car accident; or
  • When the car accident victim was involved in a hit and run car accident.

An uninsured or underinsured motorist claim is a claim to the car accident victim’s own insurance company which can present a series of challenges. These types of claims can be technical and complex so they are important for car accident victims to understand so they can better navigate them to recover the compensation their need for the harm they have suffered.

Time limits for filing uninsured or underinsured motorist claims

There are typically time limits associated with filing an uninsured or underinsured motorist claim that car accident victims should be familiar with and comply with. There are also resources available if an uninsured or underinsured motorist claim has been denied. It is important that car accident victims get help with all of their physical, financial and emotional damages, which can be extensive and may include medical expenses, lost wages and pain and suffering damages, following a car accident.