• A Texas Board
  • Certified Trial
  • Lawyer With
  • More Than
  • 30 Years Of
  • Experience


A Texas Board Certified Trial Lawyer With More Than 25 Years Of Experience

Handling All Types Of Insurance Law Disputes

  1. Home
  2.  » 
  3. Long-Term Disability Insurance Claims
  4.  » Long-term disability insurance and cognitive impairment

Long-term disability insurance and cognitive impairment

On Behalf of | Sep 2, 2020 | Long-Term Disability Insurance Claims | 0 comments

Frustration, anger and heartache often arise among people who suffer from cognitive impairment. They have difficulty thinking, understanding instructions, remembering details, learning new things and making decisions. Not only can cognitive impairment affect their daily lives, but also in their ability to work.

For people with severe cognitive impairment and who have difficulty completing job tasks, there is a potential solution regarding the financial aspect of their lives. Such an impairment just may qualify them for long-term disability benefits.

Stress and family history

Cognitive impairment usually has ties to conditions such as anxiety disorders, depression, traumatic brain injury, dementia, Parkinson’s disease, Alzheimer’s disease and even diabetes, high blood pressure and heart disease. Contributing factors may include family medical history, substance abuse issues and the general lack of physical activity.

Occupations that have experienced high rates of cognitive impairment include firefighters, paramedics and police officers, veterans of military conflicts and agricultural workers. A contributing factor in these first responder positions may be work-related stress. In addition, people regularly exposed to hazardous chemicals also have higher chances of being diagnosed with cognitive impairment.

Confront insurance companies

If you are among the people who suspect that cognitive impairment is affecting your ability to work, you should file for long-term disability benefits as long as you possess such an insurance policy. However, remember, insurance companies do not look out for your best interests. It is common for them to deny claims based on the results of medical examinations conducted by professionals hired by them.