Many of our readers in Texas may not be familiar with the Employee Retirement Income Security Act of 1974, which is commonly referred to as “ERISA.” This law was enacted to help employees who have insurance coverage options, as well as other important benefits, through their employers. Why would such protection be needed? Well, unfortunately, employees will oftentimes have significant problems with their employer-related benefits.
For example, if an employee is having trouble with an insurance claim under a program offered through an employer-related benefit, ERISA protections may step in to help the employee resolve the problem. The same goes for issues an employee may have with a pension plan benefit that is employer-sponsored.
However, an unfortunate reality about ERISA protections is that the application of the law can oftentimes be quite complicated. Any given person who simply looks over some of the relevant portions of the law may immediately get bogged down in “legalese.” When employees believe they may need to gain the protections of ERISA, they will likely need to make sure that they understand exactly how the law will benefit them in their own unique situation.
At our law firm, we understand that employees who are having problems with employer-related insurance and pension programs will usually have more questions than answers. We do our best to work with our clients to help them find the answers they need. For more information about how we try to help employees in Texas, please visit the ERISA overview section of our law firm’s website.