As a resident of Texas who was depending on an insurance claim, it can feel like a crushing blow to have your claim denied. But this does not have to be the end of the road for you. Today, we will take a look at denied insurance claims and what you can do to fight for what you deserve.

First, what is a “bad faith denial”? When you contract with an insurance company, the contract is based on principles of good faith. In other words, you are trusting the company to have your best intentions in mind. Unfortunately, some insurance companies will do everything they can to avoid paying. If they are trying to avoid their obligations to you, this is denial in bad faith. Examples can include:

  • Refusal to pay on a claim
  • Improper valuation of damaged property
  • Poor investigation of an accident

Typically speaking, there are two paths of action open to you if your insurance company denied your claim in bad faith. One, you can claim a breach of contract. By failing to pay out, they are not upholding their end of your contract. The court can persecute them for this. Two, you can make a tort claim. A tort is a civil wrong that occurs if you suffer economic injury from an insurance company’s refusal to pay.

If you are looking into information about insurance claims, consider viewing our linked web page. Dealing with matters of insurance can be tricky. Learning more about how insurance works can be a big help to you as you navigate the situation.