When you need to file a claim for your employee insurance benefits in Texas, it may fall under the Employee Retirement Income Act of 1974, also known as ERISA. While ERISA was intended to protect employees by compelling employers to responsibly manage their benefits, such as pension plans, the actual process by which you file an ERISA claim can be fairly complex. We at Jon Michael Smith have over 25 years of experience helping people to handle their ERISA claims, and we may be able to make the process easier for you.
If you are denied your benefits, it can require a lawsuit to get what you believe you are entitled to. However, when things get to that point, it can be difficult for either party to obtain a judgment in their favor. We have expertise in dealing with claims promptly and via the correct process, and we have seen that it is often possible to reach a favorable resolution without having to take things to court.
Meeting deadlines is an essential part of the claims process. If you miss a deadline, it may bar you from being able to collect on the benefits you are seeking. An experienced attorney should be aware of how long it takes to draft and file appeals so as to fall within any required deadlines. It is also important that you find a lawyer who understands where other laws may intersect with ERISA, and which ones take precedence depending on the situation.
Getting denied your benefits can be very stressful, but it may be possible to appeal and get a ruling in your favor. Our web page has more information on what is involved in this process.