When Your Life Insurance Claim Gets Denied, What Is Your Next Step?

It is often difficult for policyholders to understand how a life insurance claim can be denied. The fact is, though, life insurance policies often have very narrow provisions about claim deadlines and beneficiaries that may be misinterpreted by the customer or inappropriately applied by the insurance company.

Before You Argue With The Insurance Company, Bring Your Denied Policy Letter To Me

If you have been denied payment on a life insurance claim for a deceased loved one in Central Texas, turn to my law firm in Austin for help. I am attorney Jon Michael Smith, and I have been focusing my practice on insurance claims law for policyholders for more than 25 years.

If you have received a policy denial letter, you may be the victim of bad faith insurance. Call my office at 512-518-4584 to arrange a free consultation. I will review your policy coverage and investigate the reasons the insurance company is denying your claim. I may be able to find technical issues that need to be corrected.

An Insurance Policy Is A Contract — I Hold The Insurance Company To It

When a person purchases life insurance, both parties are entering into a contract. The policyholder agrees to make premium payments on schedule and not act fraudulently regarding terms and conditions for themselves or their beneficiaries. Insurers have teams of defense lawyers making sure they do not pay any more money to policyholders than they have to. If you are the rightful beneficiary of a life insurance policy, you deserve to have the same level of legal counsel representing you.

Texas Board-Certified Civil And Commercial Law Specialist* · AV Preeminent Rating**

Call me to discuss your claim. Unlike large insurance litigation law firms, I work directly with every client. You get personalized attention and clear communication. My focus on integrity has earned the highest AV Preeminent peer review rating among legal professionals.

I can be reached by phone at 512-518-4584 or by email. From my office in Austin, I advise and represent clients in insurance policy disputes and litigation matters throughout Central Texas.

*Certified by the Texas Board of Legal Specialization

**AV Preeminent and BV Distinguished are certification marks of Reed Elsevier Properties Inc., used in accordance with the Martindale-Hubbell certification procedures, standards and policies. Martindale-Hubbell is the facilitator of a peer review rating process. Ratings reflect the confidential opinions of members of the bar and the judiciary. Martindale-Hubbell ratings fall into two categories: legal ability and general ethical standards.